For the division of banks, which may expend for the costs associated with the licensure of loan originators under
chapter 255F of the General Laws an amount not to exceed $2,050,000 from the revenue received from administrative fees associated with licensure fees and from civil administrative penalties under
chapter 255F; provided, that funds in this item may be expended as competitive grants for the operation of a pilot program for best lending practices, first-time homeowner counseling for non-traditional loans and 10 or more foreclosure education centers under
section 16 of chapter 206 of the acts of 2007; and provided further, that notwithstanding any general or special law to the contrary, for the purpose of accommodating timing discrepancies between the receipt of revenues and related expenditures, the department may incur expenses and the comptroller may certify for payment amounts not to exceed the lower of this authorization or the most recent revenue estimate, as reported in the state accounting system